car insurance

Man in front of car with a dent in the side

My insurer raised my rate after someone hit my parked car. I wasn’t even in it—how can that be my fault?

Your car was parked. You were somewhere else. Then somebody hit it, and somehow your insurance bill became the next thing taking a hit. You weren’t speeding, distracted, or even driving. So before you accept that higher price, there’s something your insurer needs to explain.
October 19, 2026 Jesse Singer
Nissan Altima

Five Cars With The Highest Premiums

Turns out that the type of vehicle you are driving can have more of an impact on your car insurance premium than any hiccups in your driving history.
October 15, 2026 Kaddy Gibson
Man in front of red car in driveway

I change my own winter tires every year and now my insurance company says that voids my policy. How is that legal?

You’ve changed your own winter tires for years without thinking much about it. Then your insurance company says that doing the job yourself could leave you without coverage. Since when does saving a trip to the mechanic come with a warning like that?
October 7, 2026 Jesse Singer
AI-generated image of woman next to car with fallen tree branch

My neighbor’s tree dropped a huge branch on my car. Who actually has to pay for the damage?

A neighbor’s tree damaged your car, but who pays? Learn how negligence, comprehensive insurance, deductibles, homeowners coverage, and storm damage can determine who is ultimately responsible for the repair bill.
September 18, 2026 Jane O'Shea
AI-generated image of a man worried about his shattered panoramic glass roof.

My panoramic roof shattered while I was driving, and the dealer wants me to file an insurance claim instead of using the warranty. Are they right?

One second the roof looked normal, and the next there was a deafening bang followed by broken glass. Now the dealer says it’s an insurance issue, while you’re wondering why a factory-installed roof wouldn’t fall under the warranty.
September 14, 2026 Peter Kinney


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