car insurance

Turns out that the type of vehicle you are driving can have more of an impact on your car insurance premium than any hiccups in your driving history.

Rust often starts as little more than an eyesore. But over time, what looks like ordinary corrosion can become a genuine structural problem.

If your insurer has invited you to install an app or plug a device into your vehicle in exchange for lower premiums, you're looking at what's known as usage-based insurance, or UBI. These programs use telematics to measure how you drive instead of relying only on traditional factors like age, location, and claims history. The idea sounds simple, but deciding whether to participate is anything but.

Can you fight an insurance fault decision? Learn how fault is determined, when claims are denied, and how to dispute an unfair ruling.

You walk out to your car, start the engine, and suddenly it sounds like a race car. Then comes the bad news. Your catalytic converter has been stolen, and the repair estimate is much higher than expected. Many drivers assume insurance will take care of the problem. Unfortunately, that is not always how things work out. Deductibles and coverage limits can leave you paying a significant portion of the bill.